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Jul 25, - The Effortless English Youtube Channel of A.J. Hoge. AJ is known as the #1 English teacher in the world. He is famous for creating powerful. 1/1. Downloaded from opzet.xyz on August 17, by guest Effortless English A. J. Hoge Effortless English: Learn To Speak. I used to watch an introduction of his courses on YouTube, and I don't think that is a good way of learning English. If you really want to improve your English. ONLINE BETTING FIRST DEPOSIT BONUS

Video version and vocabulary list available. Audio Version with 30mins extra ramble at the end Listen for plenty of descriptive language, diplomatic language and ways of giving positive and feedback in English. Video version also available with all the designs on screen. Are you as socially awkward as a British person?

Top Jokes from Edinburgh Fringe , Explained — Learn English from some jokes in this episode as we go through 9 jokes chosen as the best of the Edinburgh Festival Fringe stand up comedy scene this year Let me tell you the jokes, see if you understand them, and then I will break them down for language learning opportunities.

Are native English speakers bad communicators? The Travel Adapter with Matt Halsdorff — Talking to English teacher Matt Halsdorff about a project to train native English speakers how to communicate better with non-natives. We talk about the reasons why native speakers are often bad at communicating with non-natives, what they should do to fix this and the wider issues relating to this project. The Escaped Man is a mystery full of tension and intrigue. Listen closely as I break it all down and explain the vocabulary fully.

YouTube video version also available. Do you remember…? Listen for some enjoyable chat, memories, descriptions and tales from days gone by. The War of the Worlds by H. Wells, while explaining and clarifying the English which comes up. Full transcript available and YouTube video version too. Wells [Part 2] Learn English with Stories — Continuing to read extracts from this fantastic science fiction story from the 19th century. Follow the plot and pick up some English in the process.

Full transcript available, and a YouTube version too. This is a classic bit of science fiction writing from the Victorian era, with some thrilling passages and scary descriptions. Full transcript and YouTube video versions available. Christian from Canguro English returns — Talking to Christian again about some of the themes and controversial opinions he talks about in his YouTube videos, plus some bits about men wearing thongs on the beach, an obsession with rabbits and if Christian was the Donald Trump of English teaching.

YouTube version also available. Rob is an English teacher, musician from England, and my former colleague. This episode includes lots of musical fun, some chatting about how we make our podcasts, fun word games and much more. Non-football fans, feel free to skip this, of course! Unboxing my Shiny YouTube Award for , Subscribers Audio and Video Versions — YouTube sent me an award for reaching a subscriber milestone, so I opened the box live on video, answered some questions from the audience and played a song on the guitar.

Audio and video versions available here. Bahar used to be a terrible student who hated English, but then she made a decision to focus on her English in her own way. Listen to her explain how she did it. Discussing John Lennon with Antony Rotunno — The second in a short series about The Beatles, this one focuses on the life of John Lennon, with an overview of his life story, some thoughts about his psychology and some rambling discussion questions about this iconic British musician, with podcaster, English teacher and musician Antony Rotunno.

This one includes a word quiz with homophones and commonly confused words from the Collins Dictionary website. How Fred Learns Vocabulary with the New York Times Spelling Bee with Fred Eyangoh — Fred often plays spelling games on his phone during his lunch break, and he has discovered lots of new words as a result.

In this episode I talk to Fred about his process of discovering and understanding new words and I talk about learning vocabulary with online dictionaries. The book tells the story of The Beatles and their impact on society. We review the book and then discuss many aspects of The Beatles story, especially the four Beatles themselves.

Robin from Hamburg had a big setback in his learning of English, but worked hard to overcome it. Includes discussion of accents in English, cancel culture in comedy, some rude Spanish phrases and more. William from France WISBOLEP Runner-UP — William started learning English at 12 years old and continued at university and beyond, spending a couple of years in England as a teaching assistant and then returning to France to work as a school teacher, in some pretty tough classrooms and less-than-perfect teaching conditions.

William talks about how he continues to maintain his English, the importance of finding good language exchange partners, and more. Enjoy some storytelling and learn some English in the process. The Stoicism of Groundhog Day with Mum — This is a conversation with my mum about philosophy, how the film Groundhog Day can help us understand the principles of stoicism, and how this can all help us to feel a bit better about the world.

Play the game with me — follow the links on the page. Listen to part 1 first! The Rick Thompson Report: Brexit Update February — Talking again to my dad about UK politics and current affairs, focusing on the latest developments in Brexit, plus a bit of weather and sport. Listen to hear my dad explain complex things in plain English. Full transcript and text video available. Listen to this episode to hear all about it.

Transcript and text video available. Text video and full transcript available. Legal English with Louise Kulbicki — Discussing some of the most important terms and concepts in legal English, while also learning about key cases through some amusing stories, with legal English trainer Louise Kulbicki. Luke is going to be marooned on a desert island but he is allowed to bring 8 pieces of music, one book and a luxury item. For episode this is a chance to get to know Luke and his musical choices.

Text Video and transcript available. Includes a song on the guitar at the end. Jerome Butler — Dialect Coach — How do professional actors change the way they speak for different acting roles? What can learners of English take from the way actors do this, in order to apply it to their language learning?

Sean Connery — I recorded an episode about Sean Connery, who died yesterday. Here it is. Hope you like it. Transcript available. Christian from Canguro English — A conversation with YouTube English teacher Christian Saunders from Canguro English about the realities of learning and teaching English, motivation and goal-setting in language learning, Paul McCartney recording an album in his kitchen and plenty more.

Video version also available on YouTube. Raising Bilingual Children [1] Alex and his daughter Alice, in Moscow — An episode exploring the subject of how to raise a child to speak English. I speak to Alex, an English teacher from Moscow about how he has been speaking exclusively in English to his 4-year-old daughter Alice since she was born.

Feelgood Stories of Flirting with Marie Connolly — Marie Connolly is an Australian stand-up comedian and TEFL teacher who has written a book of short stories about times when men from various countries have flirted with her. In this episode Marie shares some of those stories, tells us about English men vs French men vs Australian men and much more.

Key Features of English Accents, Explained — Exploring the main differences between standard English pronunciation RP and non-standard regional or colloquial accents. How do people really speak in different parts of England, and how does this accent differ from the accent you probably hear in English language course books and dictionaries? The first book is all about the art of conversation in English, and the second one is a spy thriller inspired by real events.

Links, transcripts and videos available. Aussie English with Pete Smissen — A conversation with genuine Aussie Pete Smissen, about differences and similarities between the UK and Australia, cultural and historical details, language similarities, and more. Check YouTube for the video version.

How to Learn English — Giving you as advice about learning English across the four skills of reading, listening, writing and speaking. Full transcript available. This is the 3rd and final part of episode Slang vocabulary list available. This episode is a recap of some advice in episode with Cara Leopold. Lockdown Chat with Cara Leopold — Chatting to Cara Leopold about living in self isolation, the global coronavirus lockdown and how you can work on your English at home using TV shows and films.

This episode contains more examples, including some dodgy singing from me in order to hear how it sounds when different songs are sung in different accents. Notes, lyrics and transcriptions available. This episode explores the question of why this happens, with various examples and some dodgy singing by me. Notes, videos and transcripts available.

Improve your understanding of regional British accents. It also includes a bit of a ramble about the situation in the UK, my personal experiences of living in Paris during the lockdown and a song at the end. Also includes some advice and comments about reading books to learn English. Includes discussion with James about the origins of the music, how it sounds, its position in UK culture and a few anecdotes too.

British Comedy: Alan Partridge Part 6 — The final part in this little series following Alan Partridge through a day in his life, and breaking it down for language. Listen to find out, as we break down some more clips of this award-winning comedy and use them to learn English. This is part 4 of a series I started in Listen to our 3 stories. Do you think they are true, or lies?

This episode is full of little jokes, sketches, voices and full spoilers for The Rise of Skywalker. Notes available. A New Year Ramble for Part 1 — Luke wishes you a Happy New year and rambles about recent podcast statistics, new year in the UK, welcoming new listeners to the podcast, and some stories about travelling to the UK with a toddler by plane.

Explaining 29 truly awful jokes that you might get in a Christmas cracker this year. Merry Christmas and a Happy New Year! Our conversation includes the story of how BJ managed to pitch the show to Japanese producers, how he learnt Japanese to a proficient level, doing stand-up in a different culture and much more.

Do you ever …? Includes some chat about Premiership football at the end. Here is another list of 30 items of British English slang. Notes and links available. Here are the first 30 expressions in a list of 88 that I found on independent. Includes plenty of funny improvised examples to make you laugh out loud on the bus.

Word list available. Listen to Luke read out and explain some pretty awful but enjoyable word puns and shaggy dog stories, and learn some English in the process. All jokes listed on the page for the episode. Vocabulary, scripts and notes available. The Climate Crisis Explained in 10 Charts with Cara Leopold — A conversation with Cara Leopold about the climate crisis including descriptions of key charts, graphs and data. Notes and transcripts available.

Sales and Advertising with Paul Taylor — A language-focused episode looking at words and phrases that you often see and hear in advertising and sales situations. All vocabulary is listed on the page. Can you find the 15 idioms? All idioms are demonstrated, explained and listed on the website. Vocabulary is reviewed at the end. Video available for premium subscribers. Another Murder Mystery Detective Story Part 2 — Join Luke as we continue to work through this mystery story following a serial killer through the streets of Victorian London.

Read the story and play the text adventure game as you listen. Understand the jokes and listen to Luke break them down to help you learn more English. The Mass Observation with Mum — Listen to my mum talk about a social history project focusing on the lives of everyday people in the UK. Includes discussion of things like protests, plastic, identity, sex education, loneliness, and milk! Unexpected Road Trip with James — James and Luke go on an accidental road trip in the south-west of England and record a rambling podcast, while slowly going a bit mad.

Will they make it to their destination before sunset? Listen to find out what happens and to learn some words and culture in the process. This episode has been requested many times by listeners, so finally — here it is! The Day Today was originally broadcast on the BBC in the mids and is now considered a groundbreaking parody of news programmes and launched the careers of various comedians, including Steve Coogan.

Notes, transcripts and videos available. Links and details available and a transcript. Listen to hear us comparing our sleeping habits, talking about insomnia, sleepwalking, talking in your sleep, snoring, falling asleep on public transport, snoring cats, Paul learning Arabic in his sleep and more, including some slightly disgusting stories, which is nice!

Going through pages in an old diary — Listen to me reading out some pages from a diary which I wrote when I was 16 years old. Join me as I take a trip down memory lane and find out what I was doing, thinking and feeling 25 years ago. Some language is explained along the way. Vocabulary notes, song lyrics and videos available.

Vocabulary notes, links, videos and song lyrics available. Transcripts and video available. This one contains predictions for Avengers Endgame, the future of Marvel Studios and some other film franchises including Star Wars. No spoilers given! Notes, scripts and videos available.

No spoilers! Part 2 coming soon… This one covers punctuation rules for apostrophe, full stop and comma. Also you can hear the rest of my book review of Punctuation..? Thank you for listening and making my podcast what it is today! This episode is a summary of what I read, including details of how listening fits in with learning English, some considerations of the importance of listening and also some tips for how to improve your English with audio.

Posh or not posh? This episode is full of different British accents — posh, RP and regional differences, and lots of laughs! Part 1 Understanding Posh People and Posh Accents — Everything you always wanted to know about posh people, but were afraid to ask. This episode is all about poshness in people, posh accents and what it really means to be posh.

Includes questions from listeners. Part 1 of 2. Listen and learn some informal words from British and American English. How can you use it to improve your English? This episode is an introduction for new listeners and a reminder for long-term listeners: This is a podcast all about learning English through listening, while having some fun in the process.

Also, keep listening for a funny appearance by The Beatles. The Collins Words of the Year Part 6 with Amber Minogue — The final part of this series about trending words and issues in , this time with friend of the podcast Amber Minogue. The Collins Words of the Year Part 5 with Amber Minogue — Talking to my friend Amber about some trending vocabulary and hot topics from , like plastic pollution, dance crazes and the Brexit backstop.

Includes discussion, language explanations, David Attenborough impressions and more. The Collins Words of the Year Part 4 — More trending vocabulary and issues of the moment, this time focusing on topics like working conditions in the gig economy, the pros and cons of instagram and a true story about a unicorn riding a bike in London.

The Collins Words of the Year Part 2 — Vocabulary explanations and discussions of hot topics from the last couple of years. The Collins Words of the Year Part 1 — The first part of an episode series about trending vocabulary — words which have been used a lot in the last couple of years. This first episode focuses on how publishers use big data and then lots of discussion about the word of the year, which was fake news.

Sarah Donnelly Returns — Writing jokes, public speaking, doing comedy in another language — Talking to comedian Sarah Donnelly about how she writes her material, advice on speaking in front of an audience and how to avoid negative feelings, performing stand-up comedy in another language, and more.

Sarah is a comedian and language teacher from the US, now living in France. Recorded on 18 November Rambling in the new Sky-Pod — Another solo episode, recorded in the new sky-pod. Talking about moving to the new flat, some podcast news, meeting Louis CK, WW1 remembrance, rock climbing and more… Some vocabulary is explained during the episode. A Letter from Luke — 9 Nov.

A video version of this episode is available for Premium subscribers in the LEP app and online. Videos and links available. Transcripts, news stories and notes available. The video is about the experience of trying to understand people when they speak English. The conversation then turns to comedy, culture, language and some more Alan Partridge. I read out some listener comments at the end of the episode. Notes, transcripts and links available.

Expect analysis of both the comedy and the language. Vocabulary lists and transcript available. Why does English have a "double vocabulary system"? Why do some words feel casual, while others feel formal? Why is English spelling so confusing? The answers to those questions can be found in the year In that year, two battles determined the fate of the English language. You need to communicate confidence.

You need to look strong and relaxed every time you speak English. You want people to respect you. You want people to listen to you. In this video, AJ tells you how to have stronger body language when you speak English. You will never learn to be successful in school. To achieve success and happiness, you must become the master of your own education. Only you can do this, no one can do it for you. How do you overcome the terrible nervousness? How can you feel more relaxed before and during a speech?

What's the number one secret to reducing fear, especially when you must speak in English? In this Effortless English Show, AJ tells you an important mindset change that will give your more public speaking confidence. American universities have a huge party culture. Students drink alcohol, do drugs, and "party" constantly. While this may seem fun, the party culture delays adulthood.

In college, students avoid responsibility and remain passive. They wait to be told what to read and what to learn. By the time they graduate at age 22 , they are still passive children. Even at this age, many struggle to make their own decisions.

Escape from the "rat race". Take a risk. Live your dreams. He talks about taking sabbaticals in order to learn new skills, travel the world, start a business, or volunteer. What's the secret? Should you go to college? How do you get a good safe job? What's the secret to job and career success? How do I live a great life? AJ discusses your lifetime career and how to have the most success.

He also tells you the BIG lie that you must avoid. Boys are naturally energetic. They are naturally rambunctious. They love physical and rough play. Boys love to be outdoors. They love running and can run, and run, and run, and run all day long.

But this energy is hated by the schools. Schools want passive students. They force boys to sit in chairs for hours. They force boys to listen to a female teacher talk on and on and on and on; day after day after day after day. Some boys adapt. They become weak "pleasers". Others resist and are labeled hyperactive, ADHD, learning disabled, oppositional defiant In the USA, many are now being drugged.

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The Surprising Power of Reading Aloud Article — Reading out loud can have lots of surprising benefits for our memory and our mental health.

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Florin dobrin forex market Includes questions from listeners. British or American? Word list youtube aj hoge rule #1 investing. Top Jokes from Click here FringeExplained — Learn English from some jokes in this episode as we go through 9 jokes chosen as the best of the Edinburgh Festival Fringe stand up comedy scene this year We talk about the reasons why native speakers are often bad at communicating with non-natives, what they should do to fix this and the wider issues relating to this project. Understanding the Liverpool Accent Helping you to understand and appreciate the Liverpool accent and Scouse English, featuring clips of comedy, a short history of Liverpool and interviews with famous footballers, actors and musicians.
Ibex 35 tiempo real investing journal Notes and transcripts available. Why is Johnson going to step down? Listen for some enjoyable chat, memories, descriptions and tales from days gone by. The video is about the experience of trying to understand people when they speak English. Others resist and are labeled hyperactive, ADHD, learning disabled, oppositional defiant Full of insights and strategies for effective language learning. Video version also available with all the designs on screen.
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Arena invitational csgo betting Includes discussion of things like protests, plastic, identity, sex education, loneliness, and milk! What's the secret to job and career success? All jokes listed on the page for the episode. Unboxing my Shiny YouTube Award forSubscribers Audio and Video Versions — YouTube sent me an award for reaching a subscriber milestone, so I opened the box live on video, answered some questions from the audience and played a song on the guitar. Listen to hear the rhyme and rhythm of the poetry, the descriptive vocabulary and details of the story, with vocabulary explanations and comments from Luke.
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Youtube aj hoge rule #1 investing Includes intensive listening, a couple of Beatle stories with vocabulary and pronunciation explained and some funny McCartney impressions. Listen for explanations of the film, its appeal, descriptions of the characters and events, the type of people who like the film youtube aj hoge rule #1 investing a few bits of dialogue too. Text Video and transcript available. What might happen next? William talks about how he continues to maintain his English, the importance of finding good language exchange partners, and more. Feel more excited about learning and living. Vocabulary notes, song lyrics and videos available.


For a dividend growth investor during the accumulation years or a dividend income investor in retirement, there are key criteria to be met to find the right dividend stocks. As a final note before you go through the rules, they are outlined to build a dividend growth portfolio during the accumulation years.

I know it and I accept it. Investing is a proven method of building wealth, or more specifically, a proven way to put your hard earned money at work. Greed on the other hand can lead to bad decisions. Instead, put it to work for you by investing. Accept your rate of return based on your investment strategy.

Index investing leads to average market returns whereas other investing strategies can beat index investing and others might not. Beating the index is my benchmark during the accumulation years. So I am set up to track my portfolio performance and choose to buy stocks or an index ETF. Homework: Write down the rate of return that would make you happy. Use the rule of 72 which tells you how many years it would take to double your money.

Portfolio Rule 2 — I Question All Financial Sayings The financial industry likes to simplify investing and make it into a process they can apply to everyone but every situation is different. One that many learn the hard way once they ditch their mutual funds. It damages your portfolio.

As long as interest rates are going to stay low, I will not have bonds or buy bond ETFs. Same goes for gold, when markets go down, the fear kicks in and investors flock to gold but why? What do you expect with a gold ETF in your portfolio? In fact, the Canadian government sold nearly all of its gold reserves. Investing in gold is not a scientific portfolio strategy. A great YouTube video going over gold to make you reflect.

Does it still work? In fact, the saying by the financial industry is not followed at all. Is that just by the DIY investors? This is why I am a dividend investor. I want to avoid unknowns and be in control of my retirement income with the dividends I receive. I follow dividend growth investing during the accumulation years and dividend income in retirement. Homework: Identify if you have fixed income and why you have them.

Are you convinced of the reasons why you have them? Decide what your number is. Portfolio Rule 3 — Managing A Portfolio Is Like Managing A Sports Team Just like a team manager wants the best player at each position, and each player to play a specific role, managing your portfolio is the same. You are an investor and a portfolio manager when you go DIY. Like a team manager, you need a plan and a strategy. You need to cultivate your holdings but you also need to scout for the next best stock.

The players are like your investments The positions are like your sector and industry The plays are how you fit your stocks on a performance scale think of bond-like stocks for defense, millionaire makes for powerplay The portfolio tracker I use provides me with an excellent breakdown of my holdings by sector and industry along with a holistic view of my portfolio across all accounts.

As a portfolio manager, data is critical to make decisions. I have not seen a discount broker aggregate all accounts together to give you 1 view. In many cases, when they can do it, the reports are not very useful. Do yourself a favor and think about what you need to see. For some details look at my monthly dividend income reports as a starting point. I can see the ratio of my portfolio against high yield stocks vs low yield stocks.

Homework: Get setup to have a clear view of your entire portfolio. Holdings by equity or fixed income, equity by sector and industry and a total exposure to your investments when you hold the same stock across many accounts. I find 10 stocks to be too little as it puts more risk on your portfolio into an equal amount of stocks. With 20, you have more room for focus on your winners and work on your upcoming recruits. If you have too many, you end up building an index; the You Index.

Question is, do you need them all or should you consolidate? See the graph below on the number of stocks many DIY investors have in their portfolio. Interestingly, the pattern is similar between retirees and those actively building their portfolio. Homework: Identify the number of stocks you have. How many do you think you should have and why do you have them? Can you consolidate them? Index ETFs are excluded as they intrinsically invest in many stocks across sectors and industries.

After getting data from real DIY investors, you can see below what the majority think about letting their winners run. Homework: Get setup to track the ratio of your holdings. You want to know how much of a company you have across all of your accounts.

Portfolio Rule 6 — I Invest In My Winners Since I learn from my mistakes , and one of them was taking profits from my winners, you need to know which stocks are your winners. A winner is found after holding them for a few years where the performance has been consistent as opposed to a quick win over a few months. A winner is different depending on your investing stage accumulation or retirement. Think of Visa, Apple and Microsoft Coasters: those are the banks for me.

Yup the backboned of the Canadian economy are just coasters. Losers: stocks that are not meeting the expectations you had set and you now have reservations. Flag your stocks into Winners, Coasters and Losers. The same applies to your portfolio. Keeping your losers or less performing stocks can have a lasting negative impact on your portfolio.

Companies will evolve and adjust and only the best management keeps the older companies relevant. Think of IBM in this case. A more process oriented approach is to do a quarterly review of your holdings and make sure your reasons for each one of them still hold. Homework: Make sure you write down why you invest in each of the holdings you have so you can validate any changes. As a rule, it appears to be shared amongst many from the data below.

Homework: No homework. Just think about it, it could benefit your portfolio. It took me 12 years to reach the point where I am very satisfied with my portfolio. Still, I continue to scout for my next winners to this day. Once I find a company with potential, I put it on my watch list and monitor for a while.

The idea of monitoring is to identify if the company meets your business rules more on that later. Homework: Build your watchlist. Googlesheet is great for that. There are 12 sectors as opposed to hundreds of industries. However, many companies under the same sector in different industries have little overlap. All of the companies are in the financial sector but they have little overlap.

The same apply to a property insurance company like Intact Financials. My Own Advisor has a similar rule — Through diversification you can improve performance with less investment risk. If you are unsure about how to obtain diversification, via individual stocks, then consider index investing. Homework: For each of your holdings, list the industry it is classified under.

It means to be smart and aware of taxes you would have to pay. Understand the difference between dividend and distributions for example. Know the implication of US dividends withholding tax for the various accounts. Taxes vs total return is a balance. This is a must in my opinion. Imagine you have 2 friends asking you to invest in their business, which is what the stock market is by the way, and 1 friend says he wants to start a food truck business and the other is opening a pizza place.

What questions do you ask? Whatever questions come to mind is probably about the business strategy like location, customer potential, and some financial questions. In a way, investing in a publicly traded company is similar. You need to capture the essence of the business and revenue potential. Homework: Write down what you know about the business of your investments and list all the revenue sources. Business Rule 2 — Invest in Toll Booth Businesses Companies that can easily grow their revenue consistently have their hooks in with their customers and have them pay ongoing fees that are predictable.

He is 50 years old. Hoge stands at a height of 5 ft 8 in Approx. Hoge holds Japanese nationality. Presently, Hoge has not mentioned any details concerning either his parents or if he has siblings. The pair married in and have a son together. The Effortless English Show teaches you to speak English powerfully. In this podcast, one can learn tips and strategies to improve spoken English, and English vocabulary, and also learn about American English and American culture. You can be a successful English speaker and international leader!

He is known as the 1 English teacher around the globe. Hoge is famous for creating powerful English speakers and international leaders, without using boring grammar textbooks.

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Dow Jones- Rally Next Week- US30 LIVE Technical Analysis \u0026 Prediction


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Benjamin Graham has been called the most important investment thinker of the twentieth century. As a master investor, pioneering stock analyst, and mentor to investment superstars, he has no peer. It has long been out of print, but now joins Graham's other masterpieces, The Intelligent Investor and Security Analysis, as the three priceless keys to understanding Graham and value investing.

The advice he offers in this book is as useful and prescient today as it was sixty years ago. As he writes in the preface, "if you have precise information as to a company's present financial position and its past earnings record, you are better equipped to gauge its future possibilities.

And this is the essential function and value of security analysis. The real value of intangible assets is more likely found in the income statement than the balance sheet. Current liabilities are debts incurred during normal business operations to be paid or maturing within one year.

A high current ratio shows that the company will have no problem meeting short-term obligations. More liquid current assets allow for a lower margin above current liabilities. An excess of Working Capital makes it easier for a company to run daily operations, grow the business, and meet emergency needs without taking on new financing. Entertainment Latest Mehndi Designs for Hands. Entertainment Latest Mehndi Designs for Feet.

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